Pravasi Bhartiya Bima Yojana
Miscellaneous Insurance Policy
Miscellaneous Insurance Policy
This policy is applicable to all the Emigrants with ECR (Emigration Check required) or ECNR (Emigration Check notrequired).
This Policy can be taken for the period of two years or three years for premium of INR 275 + GST or INR 375 +GST respectively.
Policy coverages - Benefits | Sum Insured | |
1 | Personal Accident covering Death & Permanent Total Disability. | INR 10 lacs |
2 | Transportation and Airfare for Attendant | Actual Economy class Return Airfare for one Attendant and actual Transportation cost for Mortal remains. |
3 | Hospitalization Expenses covering injuries / diseases. | INR 1,00,000/- (upto INR 50,000 per Hospitalization. |
4 | Maternity Expenses | INR 35,000/- (INR 50,000/- for Cesarean section) |
5 | Hospitalization expenses of insureds family in India in case of his / her death/permanent total disablement.(family : Spouse, first two dependent children) | INR 50,000/- p.a. during policy period. |
6 | Employment Contingencies | Actual Economy class Airfare (nearest international Airport. |
7 | Repatriation Expenses on Medical Grounds | Actual Economy class Airfare (nearest international Airport. |
8 | Legal costs | INR 45,000/- |