Standalone CPA cover

Standalone Compulsory Personal Accident Cover

Standalone CPA cover

Motor Insurance Policy


Standalone Compulsory Personal Accident cover under MOTOR w.e.f 1st January 2012 is provided to owner driver whilst driving the vehicle including mounting into dismounting from or travelling in the vehicle as a co-driver. Sum insured of the policy is INR 15,00,000/- and duration of the policy is for one year. The coverage under the Standalone CPA policy is as per GR 36A of Indian Motor Tariff 2002 which is stipulated as under:-

  1. Death (100%).
  2. Loss of two limbs or loss of sights of two eyes or one limb and sight of one eye (100%).
  3. Loss of one limb or sight of one eye (50%).
  4. Permanent Total disablement from injuries other than above (100%).
  5. Coverage under Standalone CPA will extend to all vehicles owned by the owner driver under the same policy.
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