Package Policy

PRODUCT HIGHLIGHTS

The policy is a combination of standard covers of various lines of businesses. This is a comprehensive policy that combines various products into one. It is beneficial for business enterprises.

1. Section I: Fire

   Protection against losses caused by fire, including damage to property and contents.

2. Section II: Engineering

   Covers damage to engineering works, machinery, and equipment.

3. Section III: Burglary

   Safeguards against theft and burglary-related damages.

4. Section IV: Money

   Coverage for loss of money, including cash, cheques, and other forms of currency.

5. Section V: Plate Glass

   Protection for damage to plate glass in your premises.

6. Section VI: Fidelity Guarantee

   Covers losses due to dishonesty or fraud by employees.

7. Section VII: Neon Sign

   Insurance for damage to neon signs and their components.

8. Section VIII: Baggage

   Protection for loss or damage to business-related baggage.

9. Section IX: Liability (restricted limits)

   Covers liability for certain risks with specified limits.

10. Section X: Portable Equipment

    Insurance for loss or damage to portable equipment used in business operations.

11. Section XI: Workmen’s Compensation

    Covers compensation for work-related injuries to employees.

12. Section XII: Accident Damage

    Protection against accidental damage to property.

13. Section XIII: Transit

    Covers goods and equipment while in transit.

14. Section XV: Any Other Risk

    Additional coverage for miscellaneous risks not covered in the above sections.

Note: Policy details given are indicative, not exhaustive. Please contact your nearest NIA office for further details.