New India Sixty Plus Mediclaim Policy (Cashless facility available)

Salient features of the Policy in brief.
  1. Sum Insured: 2,3 & 5 Lakhs.
  2. Entry age for the policy is 60-Any Age Years.
  3. Attendant benefit of maximum of INR 800/day or actuals whichever is less, up to INR 5,000/-, INR 7,000/- & INR 10,000/- per hospitalization for 2,3 & 5 Lakhs Sum Insured respectively.
  4. Co-Pay of 10% is mandatory. For an additional co-pay of extra 10% i.e. for the total co-pay of 20% a discounted premium will be charged.
  5. If only single women senior citizen gets covered under the policy, then a discount of 5% will be given on the primary member’s premium.
  6. Children can take the Policy for their Parents for availing higher tax benefit under 80D for senior citizens.
  7. At least one of the covered member should be a senior citizen i.e for example, If the Husband (Primary Member) is of 61 Years and Spouse is 55 Years, they both can be covered in this Policy.
  8. Pre & Post Hospitalization expenses of 30 days, 60 days respectively subject to the maximum limit of 10% of the Sum Insured 
  9. No accrual of fresh Cumulative Bonus(CB) under the New India Sixty Plus Mediclaim Policy, however the accrued Cumulative Bonus Buffer(CBB), if any, from the migrating policies can be carried over as Cumulative Bonus Buffer(CBB).
  10. In the event of unfortunate death of one of the insured, the other person can continue under the policy even if he/she is below 60years of age. In case the remaining person covered in the policy is female, she will become the primary member and will be entitled for a discount of 5% as stated in point 5.
  11. For fresh policies Health Checkup is Mandatory. If the proposal is accepted, then 50% of the cost of medical checkup will be reimbursed.

Premium Chart

Premium chart for New India Sixty Plus Mediclaim Policy (Per Annum) (Excluding GST)
For Fresh ProposalsFor Renewals
Sum Insured2 Lakhs3 Lakhs5 LakhsSum Insured2 Lakhs3 Lakhs5 Lakhs
Primary Member
(60-80 Years)
INR 14,218INR 18,667INR. 23,991Primary Member
(60-80 Years)
INR 13,218INR 17,667INR 22, 991
SpouseINR 13,000INR 17,040INR 21,873SpouseINR 12, 000INR 16,040INR 20,873
Premium chart for New India Sixty Plus Mediclaim Policy for a Co-Pay of extra 10%  i.e, for a total co-pay of 20%, (Per Annum) (Excluding GST)
For Fresh ProposalsFor Renewals
Sum Insured2 Lakhs3 Lakhs5 LakhsSum Insured2 Lakhs3 Lakhs5 Lakhs
Primary Member
(60-80 Years)
INR 13,125INR 17,198INR 22,071Primary Member
(60-80 Years)
INR 12,125INR 16,198INR 21,071
SpouseINR 11,978INR 15,666INR 20,078SpouseINR 10,978INR 14,666INR 19,078
For Fresh & Renewal-If only single woman senior citizen is covered in the Policy, discount of 5% will be given on the Primary Member Premium

New India Sixty Plus Mediclaim Policy

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