Highlights of Yuva Bharat Health policy,

1. Entry Age: 18 to 45 Years for Adults and Children: 91 Days to 25 Years
2. Family Definition: Self, spouse and Dependent Children
3. Basis of cover: Individual / Floater SI
4. Sum Insured: 5 L, 10 L , 15 L, 25 L and 50 L
5. Base, Gold and Platinum Plans are available.
6. No pre policy Medical check up
7. Base Plan Salient Coverages:
   • Hospital Cash
   • Cost of Health Check-up
   • New Born Baby Cover
   • Medical Second Opinion
   • Reinstatement of Sum Insured
   • Coverage for Hazardous Sports
   • Road Ambulance
8. Gold Plan – In addition to Base Plan Coverages
   • Personal Accident Benefit
   • Critical Illness Benefit
   • Air Ambulance
   • Auto TOP-UP
9. Platinum Plan– In addition to Gold Plan Coverages
   • Infertility Treatment
   • Maternity Coverage
   • Vaccination Charges
   • Pre-Term / Premature Birth
   • Birth Right Benefit
10. Special Features under all the Plans
    • Pre-Hospitalization of 60 days
    • Post-Hospitalization of 90 days
    • Waiting Period of Pre -existing disease – 24 months
    • Waiting period for specific ailments - 12 months
    • Zone wise premium
    • Expense incurred for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy system of medicines are covered 100% of Sum insured.
    • Coverage for modern treatments
11. Discounts:
    • Discount up to 10% on healthy parameters of BMI, blood sugar level and Blood pressure readings etc.
    • Loyalty discount of 2.5% for active retail policy holders of New India
    • Digital discount of 10% for Fresh and Renewals
    • Floater discount up to 15%
12. Loadings: Up to 7.5% based on health parameters of diabetes, hypertension and BMI
13. Optional Cover is available for Enhanced Maternity Limit.
14. Instalment Facility is available - Monthly, Quarterly and Half Yearly.
15. Life Long Renewals
16. 80 D tax benefit

UIN:NIAHLIP25043V022425