Saral Sampurna Kisan Bima Policy
Rural Insurance Policy
In order to cater to the needs of Agriculture farmers, our Company has designed comprehensive insurance Policy named as“Saral Sampurna Kisan Bima Policy.”This policy covers Farmer’s Dwellings, Home contents, Personal Accident, Cattle , Agricultural Pump sets , Animal driven cart and pedal cycle.
|Section||Cover||Risk||Maximum Sum Insured|
|B- Home Contents||20% of Sum Insured as per Section I-A|
|II||Janata P.A.||Farmer & his/her spouse between the age of 18 and 70 years, against accidental Death and Permanent Total Disability||Rs.1,00,000/- each|
|III||Agriculture Pump Set||Rs.3,00,000/-|
|IV||Cattle Insurance||Death and Permanent Total disablement of Insured Cattle byDeath due to:-.|
Permanent Total Disablement means:
In case of Permanent Total Disablement the liability of the company will be restricted to 75% of the Sum Insured.
|Rs.75,000/- per cattle|
|V||Animal Driven Cart||Loss or damage to animal driven cart due to Fire, accident, Riot & Strike Legal liability arising out of use of insured animal driven cart towards TPPD, TPPI & Third Party DEATH for sum of Rs.10000/-only.||Rs.1,00,000/-|
|VI||Pedal Cycle||Loss or damaged to the Pedal Cycle caused by Accidental external means, Fire external explosion,. lightning , burglary, housebreaking, larceny, theft, malicious act Legal liability arising out of use of insured Pedal Cycle towards TPPD, TPPI & Third Party DEATH for sum of Rs.10000/-only.||Rs.10,000/-|