Yuva Bharat Health Policy (Cashless facility available)

Highlights of Yuva Bharat Health policy,

  1. Entry Age: 18 to 45 Years for Adults and Children: 91 Days to 25 Years
  2. Family Definition: Self, spouse and Dependent Children
  3. Basis of cover: Individual / Floater SI
  4. Sum Insured: 5 L, 10 L , 15 L, 25 L and 50 L
  5. Base, Gold and Platinum Plans are available.
  6. No pre policy Medical check up
  7. Base Plan Salient Coverages:
    • Hospital Cash
    • Cost of Health Check-up
    • New Born Baby Cover
    • Medical Second Opinion
    • Reinstatement of Sum Insured
    • Coverage for Hazardous Sports
    • Road Ambulance
  8. Gold Plan – In addition to Base Plan Coverages
    • Personal Accident Benefit
    • Critical Illness Benefit
    • Air Ambulance
    • Auto TOP-UP
  9. Platinum Plan– In addition to Gold Plan Coverages
    • Infertility Treatment
    • Maternity Coverage
    • Vaccination Charges
    • Pre-Term / Premature Birth
    • Birth Right Benefit
  10. Special Features under all the Plans
    • Pre-Hospitalisation of 60 days
    • Post-Hospitalisation of 90 days
    • Waiting Period of Pre -existing disease – 24 months
    • Waiting period for specific ailments - 12 months
    • Zone wise premium
    • Expense incurred for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy system of medicines are covered 100% of Sum insured.
    • Coverage for modern treatments
  11. Discounts:
    • Discount up to 10% on healthy parameters of BMI, blood sugar level and Blood pressure readings etc.
    • Loyalty discount of 2.5% for active retail policy holders of New India
    • Digital discount of 10% for Fresh and Renewals
    • Floater discount up to 15%
  12. Loadings: Up to 7.5% based on health parameters of diabetes, hypertension and BMI
  13. Optional Cover is available for Enhanced Maternity Limit.
  14. Instalment Facility is available - Monthly, Quarterly and Half Yearly.
  15. Life Long Renewals
  16. 80 D tax benefit

UIN:NIAHLIP22025V012223

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