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What are the insurance policies that cover property ?

Insurance policies like Standard Fire & Special Perils Policy, Marine (Cargo), Marine (Hull), Engineering and Burglary Insurance policies cover various types of properties.


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What kind of properties can be covered under Standard Fire & Special Perils Policy ?

Building, Machinery & Equipment, Furniture, fixture & fittings and Stocks.


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What types of risks are covered under Fire Policy ?

Fire, Lightning, Explosion/Implosion, Aircraft Damage, Storm, Cyclone, Riot, Strike, Malicious Damage, Impact Damage, Subsidence, Land Slide, Missile Testing Operation, Bush Fire etc.


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What is Marine (Cargo) Insurance ?

The insurance of goods in transit from one place to another by any single mode or combined modes of sea, rail, road, air and inland waterways.


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What is covered under Marine (Hull) Insurance ?

It covers loss/damage suffered to a ship and machinery of vessel.


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What types of cover are available for industries and Civil Construction ?

Two broad groups of Engineering polices are available for industries

  1. Construction Phase

    Contractor's All Risk Insurance, Erection All Risk Insurance, Marine-Cum-Erection Insurance, Contracts Works Insurance and Delay in start-up Insurance.
  2. Operational Phase

    Machinery Breakdown Insurance, Boiler & Pressure Plant Insurance, Machinery Loss of Profit Insurance, Contractor's Plant and Machinery Insurance, Civil Engineering Completed Risk, Electronic Equipment and Deterioration of Stock Insurance.

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What does Burglary Insurance cover ?

It covers theft of property after actual forcible and violent entry or exit.


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Which policy best suits to household ?

Householder's Insurance Policy comprising of 10 sections that covers most of the risks faced by a household.


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Is there any comprehensive policy available for a shopkeeper ?

Shopkeeper's Insurance Policy


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Is there any policy available to cover the accompanied baggage during travel ?

Baggage Insurance


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