Note: Family
discount of 10% is allowed on premium.
Benefits to be Covered (Explanation):
Table A - 1) Death Only 2) Loss of two limbs, two eyes or
one limb and one eye 3) Loss of one eye or one limb 4) Permanent Total
Disablement from injuries other than those named above 5) Permanent Partial
Disablement as per policy terms 6) Temporary Total Disablement (TTD) at 1% CSI
upto 100 weeks (Maximum weekly benefits not exceeding Rs.3000/- However limited
to Capital Sum Insured)
Normal Risks: Bureaucrats, Doctors, Lawyers, Accountants,
Persons with white-collar jobs, Service, Teacher, Self-employed, Business etc.
Medium Risks: Builders, Contractors, Engineers engaged in
superintending function only, Veterinary doctors, Paid drivers and persons
engaged in occupation of similar hazard.
Heavy Risk: Persons working in Underground, Mines,
Explosives, Circus personnel, Mountaineering, Winter sports and persons engaged
in similar occupation/activities of similar hazard.
