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Suhana Safar Policy has been basically designed keeping an eye on the domestic travel market. The domestic traveler can now avail of an insurance policy for a short duration or travel upto a period of 60 days within India. The policy covers any mode of transport i.e. by Rail/Raod/Air/Water including own vehicle.

Scope of Policy

The policy covers the risk of peronsal accident, loss or damage to the accompanied baggage of a family consisting of Insured, spouse and dependent children. The cover operates from declared place of departure and terminates on schedule date of return or on actual return, whichever may happen earlier.

The policy provides for Personal Accident risk upto Rs.1 lacs per head with reimbursement of rescannable actual emergency incidental expenses upto Rs.1,000/- per head. It also covers loss or damage to baggage upto the sums insured based on insurance of accompanied persons.


The premium depends on the number of persons undertaking the tour for e.g. if one person then premium is Rs.80/- which is inclusive of Personal Accident and baggage. Service tax will be collected extra.

General Information

  • Any item of the baggage which costing more than Rs.500/- should be declared in advance.
  • Intimation of accident should be given to the nearest office of the Company.
  • Cancellation of policy is allowed if the trip is cancelled before 2 days of the departure.

Note: Policy details given are indicative, not exhaustive. Please contact your nearest "NIA office" for further details.

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