More Personal Policies
Section I: Loss or Damage
If any of the guns described and included in the Schedule and belonging to the Insured shall be lost damaged or destroyed by
- Any other accident or misfortune not excluded
Whilst such property is anywhere in India
Section II: Third Party Liability
If any claim or claims shall be made on the Insured in respect of accident caused by him whilst using a sporting gun anywhere in India resulting in:
- Death of or bodily injury to any person other than a member of the Insured's family or household or in his service under a contract of service or apprenticeship.
- Damage to property not belonging to or in the charge or under the control of the insured or of a member of his family or household or of a person in his service.
And the Insured shall be legally liable for the same then the Company will pay the amount of such claim or claims upto but not exceeding Rs. 50000/- or Rs. 100000/- as specified in the schedule in respect of any one claim or series of claims constituting one occurrence, in addition to the claimants costs and expenses incurred with its written consent.
The Company shall not be liable to pay any claims under the above section II in
respect of any death, injury or damage caused intentionally, or as a result of
carelessness or negligence.
Loss, damage, injury, death or liability directly or indirectly occasioned by
war, invasion, act of foreign enemy, hostilities (whether war be declared or
not) civil war, rebellion, revolution, insurrection, military or usurped power
or riot or civil, commotion.
Loss or damage to guns occasioned by any process of cleaning or by wear and
Any accident or any loss or destruction of or damage to any property whatsoever
or any loss or expense whatsoever resulting or arising therefrom or any
Payment of compensation in respect of death, injury, disablement of the insured
person directly or indirectly caused by or contributed to by or arising from
ionizing radiation or contamination by radioactivity from any source
Note: Policy details given are indicative, not exhaustive. Please contact your nearest NIA office for further details.