Suitable for cell phone owner/users who can insure their mobile telephone
instrument from loss and/or damages under this policy
The policy for mobile phones provides cover against
Riot, strike, malicious damage and terrorist activities.
Exclusions under the mobile phone insurance policy are
Theft from unattended vehicles, except from fully enclosed car that is securely
Theft, loss or damage during the hire or loan to a third party.
Mechanical and electronic breakdown or derangement.
Overloading and experimentation involving imposition of any abnormal
Damage by wear and tear, vermin, atmospheric or climatic condition or gradual
deterioration, inherent defect or from any process of cleaning, repairing or
Loss or damage due to war or nuclear perils, loss by water or from any water
Intentional or willful act of the insured party.
The insurance cover provides compensation equivalent to the the cost of
replacement of the instrument by a new instrument of the same specification and
same capacity, including all taxes and duties.
Note: Policy details given are indicative, not exhaustive. Please contact your nearest NIA office for further details.